Production Loans

Production loans are loans for the purpose of financing production activities, where the repayment is linked to the production, involving the use of raw materials to make finished products.

Purpose of Production Loans

The purpose of a production loan is to finance the purchase of light manufacturing inputs, lease equipment and machinery, purchase machinery, and hire labor, etc. in order to carry out all of the below-mentioned productive activities.


  • Apparel
  • Leather and leather products
  • Fabricated metal products
  • Food processing
  • Agri-business
  • Furniture and fixtures
  • Lumber and wood products
  • Arts and craft
  • African clothes and others
  • Rubber products


  • Facility range: USD 600 (minimum) to USD 7,000 (maximum)
  • Methodology: Individual lending and liability
  • Duration: 6 months to 24 months
  • Repayment frequency: Monthly
  • Clients must be Responsible


  • Access to funds for business expansion
  • Access to other business loan products to strengthen client’s enterprise
  • Flexible repayment structure
  • Training on basic financial management, business planning and customer relations
  • Low interest rate
  • Expert financial advice available


  • Duly completed application form
  • 2 guarantors
  • 2 recent passport-size photographs
  • A valid means of ID (national ID, driver’s license, voter’s card or passport)
  • Proof of business ownership and income