Service Loans

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Loan for the service sector include loans for businesses that sell their services directly to consumers or other businesses.

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The purpose of service loans is to finance working capital for inventory, fixed assets purchase, purchase of supplies or other operating needs during the business cycle. These loans are intended to be repaid through the cash flow derived from converting, for example, inventory or the financed asset into cash.

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 The target for service loans includes the following businesses:

 

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  • Food and services
  • Repairs and maintenance services
  • Facility or equipment rentals
  • Waste management
  • Medical (drug) stores, etc
  • Consultancies
  • Photography
  • Florist
  • Car wash, tutoring, etc

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  • Day care services
  • Video Clubs
  • Beauty parlors
  • Hair dressing units
  • Catering services
  • Secretarial services
  • Video services
  • Studios, color labs & film processing

 

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  • Facility range: USD600 (minimum) to USD7,000 (maximum)
  • Methodology: Individual lending and liability
  • Duration: 6 months to 24 months
  • Grace period: 1 Months
  • Repayment frequency: Monthly
  • Clients must be Responsible

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  • Access to funds for business expansion
  • Access to other business loan products to strengthen client’s enterprise
  • Flexible repayment structure
  • Training on basic financial management, business planning and customer relations
  • Low interest rate
  • Expert financial advice available

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  • Duly completed application form
  • 2 guarantors
  • 2 recent passport-size photographs
  • A valid means of ID (national ID, driver’s license, voter’s card or passport)

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Diaconia MDI is the right place for you,  partner with us for better growth

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DMDI Offers one main credit product, Individual Microloans defined as Loans between USD $700 – 7,000. But within this broad category of microloans. Are further subdivisions. They include:

  • Production Loans
  • Trade and Commerce Loans
  • Service Loans
  • Savings – led Loans

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Production loans
Trade and commerce loans
Service Loans
Savings-led Loans
SME Loans
Child Saving Loans

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135 Carey Street 
Continental and general 
life insurance building
Monrovia, Liberia

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+231 776-279-723
+231 881-654-402
post@diaconiamdi.com
Office Open:8:00am-5:00pm
Banking Hours:9:00am-2:00pm

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